Banking disputes and finance agreements in the UAE

What we cover in the UAE

CounselO Legal supports lenders, borrowers, investors and businesses on UAE finance documentation, security packages, guarantees, payment disputes, financial-services regulation and enforcement. We identify when Central Bank, UAE Capital Market Authority, DIFC/DFSA or ADGM/FSRA rules affect the transaction or dispute.

• Loan and facility agreements

  We review repayment, pricing, default and acceleration clauses against the facility documents, then explain the obligations and propose amendments or a dispute response.

• Security and guarantees

  We assess the guarantor’s obligations, secured assets, release conditions and demand notices to explain exposure and prepare negotiated terms or a response.

• Islamic finance structures

  We review the contractual sequence, ownership, payment obligations and security in the proposed structure, then explain legal risks and draft or negotiate the agreed terms.

• Payment and banking disputes

  We reconcile statements, transaction references and complaint history to identify disputed debits, missing credits or unauthorised payments and prepare a documented complaint.

• Financial-services regulatory perimeter

  We examine the activity, customers, funding flows and operating location to identify the relevant regulator and licensing questions before preparing a legal scope assessment.

• Fintech and payment arrangements

  We review payment flows, platform roles, customer contracts and outsourcing to identify responsibilities and prepare agreements or regulatory questions for the proposed service.